We are Reverse Mortgage Specialists. Our Founder, Ken Terrill, foresaw the Reverse Mortgage as an important financial tool in the early 1990's. He positioned the company to be a leader in the emerging Reverse Mortgage industry. Since Congress authorized HUD to insure Reverse Mortgages in 1989 there have been many changes made to the program. It has been liberalized, Benefit options have been added, and many objectionable features have been eliminated. Your preception of the program may be seriously dated  so contact us for more information today— either e-mail: ken@ampy.com or call 800-481-9999 ext 118 or 199 and ask for Ken Terrill.