Should I use an estate planning service to find a reverse mortgage?

HUD advises against using an estate planning service, especially any service that requests a lender referral fee, to procure a reverse mortgage. HUD provides this information free of charge and can direct you to HUD-approved housing counseling agencies that offer referrals to a list of HUD-approved lenders and additional services for free or at a minimal cost. Find a HUD-approved housing counseling agency near you by calling 1-800-569-4287 toll-free.